Financing tailored to every milestone

Whether you’re consolidating debt, renovating a home, or planning life’s next chapter, OrendaTrust loans combine transparent pricing with the proactive guidance you expect from your bank.

OrendaTrust lending advisor meeting with clients

Our core lending solutions

Personal Loans

Fixed-rate financing from $5,000 to $75,000 with predictable monthly payments and no origination surprises.

  • Same-day funding for qualified borrowers
  • 0.25% rate discount for autopay from a OrendaTrust account
  • Payoff simulator and early repayment without penalties

Home Equity Solutions

Tap into the value of your home with flexible HELOC and fixed-rate options supported by local mortgage specialists.

  • Interest-only draw options for qualified borrowers
  • Rate lock when you’re ready to convert to fixed payments
  • Property valuation provided by OrendaTrust

Auto & Lifestyle

Finance vehicles, tuition, or medical procedures with terms tailored to your cash flow and financial wellness goals.

  • Dealer direct or private-party options
  • Deferred first payment programmes available
  • Free credit coaching to help optimise your rate
Homeowner reviewing renovation plans

Renovate with confidence

Bundle contractor advances, materials, and inspection draws under one OrendaTrust line with milestone-based disbursements.

Explore construction support ›
Borrower managing OrendaTrust loan online

Track and manage in one place

Receive payment reminders, adjust autopay dates, and download statements for tax season right from your dashboard.

Sign in to manage loans ›

Guided support from application to payoff

Dedicated underwriters

Work directly with local lending officers who understand your financial picture and respond quickly to documentation needs.

Transparent pricing

No hidden fees. We provide personalised rate scenarios and plain-language disclosures before you sign.

Financial wellness tools

Access budgeting, debt payoff calculators, and credit score monitoring to stay on track.

How to get started

1
Check your rate

Submit a no-impact credit inquiry to view personalised loan offers in minutes.

2
Upload documents

Securely share pay stubs, identification, and supporting documents via the OrendaTrust portal.

3
Receive funds

Once approved, funds can be deposited to your OrendaTrust account as soon as the same business day.